One or more photo(s) has been virtually staged. This charming 3 bedrooms and 2. 5 bathroom home is perfectly nestled on a beautiful, mature tree-lined street, directly across from a park with a playground and plenty of open green space, ideal for outdoor enjoyment. The home features a lovely rocking chair front porch to relax after a long day! Open floor plan with all tile on first floor. Formal dining room and half bathroom. Open kitchen with all appliances, 42" wood cabinets, granite counter tops and dinette area. Looking over the family room making gatherings perfect! Inside laundry room. Backyard with 6' privacy fence installed in 2023, covered rear porch and two car garage with alley access. All bedrooms are on the second floor. The owner's suite has ensuite bathroom with dual sink vanity, separate shower and garden tub. Located in the sought-after Harmony community in Saint Cloud Florida, this residence offers a peaceful, family-friendly environment with modern amenities that promote a healthy and connected lifestyle. Harmony’s vibrant town square is a hub for events and casual gatherings, while residents can also enjoy two resort-style pools, a splash pad for the little ones, and numerous parks and picnic areas. Living in Harmony provides access to a wide range of amenities, including Buck Lake, community-owned boats, a fishing pier, walking trails, dog parks, playgrounds, sports courts, and more. Residents can also enjoy two community pools and the beautiful Harmony Preserve Golf Course. Families will love the top-rated schools in the area, including Harmony Community K-5, Harmony Middle School, and Harmony High School. This property seamlessly blends modern upgrades with the natural beauty and abundant amenities of Harmony, making it the perfect place to call home. Don’t miss this exceptional opportunity—schedule a private showing!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,554 | $2,552 | $3,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.