Welcome Home to this 1920's beach bungalow! This bungalow was remodeled in 2020 and is full of character and charm while also offering many upgrades. Located just a short walk or golf cart ride from the ocean or to Downtown Flagler Avenue to enjoy all this quaint beach town has to offer the Boutique shops, Art Shows, Restaurants and local activities. This captivating home is full of unique features inside and out, original Florida Coquina Rock on the outside of the screened patio where you can enjoy your morning coffee. New plumbing 2020, HVAC unit 2020 and mini split 2024, electrical wiring 2020 and hurricane rated windows 2020. Upon entering the home you step into the living area, a guest bedroom and bathroom are located off the main living area with a Jack and Jill bathroom, towards the back of the home is the renovated kitchen that offers Quartz counter tops, pull out shelves, spice cabinet and soft close doors, air fryer/gas oven and eat in kitchen space, appliances purchased in 2020. A Central Vacuum system located upstairs and downstairs. Once you head upstairs to the Master Ensuite you will find a wet bar located with a mini fridge and sink what a great way to start or end you day while enjoying the upstairs balcony. Relax out back in the Zen Garden or take a shower with nature. The storage shed has an AC unit inside, the yard offers you more beach time by being maintenance free, smart outdoor lights, ring alarm and the entire home has a water filtration system. Enough parking for 3 cars with 1 parking in the driveway and 2 in front of the home. The sellers have thought of everything and have encapsulated and dehumidified the crawl space under the home. Let's make your dream of living at the beach come true, call today and schedule a private showing. Seller concessions of 5k will be considered is included in the contract.
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,716 |
Total Monthly Payment | $4,015 | $4,012 | $5,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.