Privacy prevails in this beautiful pool home on this oversized waterfront conservation lot! This move-in ready home greets you with lush landscaping with curb appeal at its finest. Prepare to be amazed as you walk through the front door with the open floor plan with views straight to the living space and the amazing backyard! The kitchen features granite countertops, newer energy efficient appliances, white cabinets, tile flooring, an eat in dining space as well as a formal dining room. The spacious primary bedroom has an en-suite primary bathroom with dual sinks with separate vanities, an inviting garden tub, a separate shower and a water closet. The other two bedrooms are also generously sized. Enjoy your serene view from the oversized covered pool patio overlooking the lake. You can also enjoy the dock while catching fish or kayaking. While enjoying your backyard, watch the deer frolic and listen to the bird's chirp as you gaze into the conservation. The tile roof has lots of useful life with an estimated life of 40 years. The pool was resurfaced and is heated with solar. Whispering Lakes neighborhood has a low HOA fee of $85. 00 month which includes the community amenities such as pickleball courts, basketball courts, a community park, trash pick-up and common area maintenance. The community is conveniently located next to the Brooker Creek Preserve as well as the Pinellas Trail North in the East Lake community of Tarpon Springs!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $465,600 | $465,600 | $465,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $376 | $376 | $376 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,098 | $3,095 | $3,926 |
Total Monthly Payment | $3,566 | $3,563 | $4,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.