Welcome to an exceptional 2-bedroom, 2-bath home with an office in the desirable Valencia Lakes 55+ active adult community. This beautiful villa style home invites you in with a covered front entry and brick paver driveway, setting the stage for the thoughtful design within. Step inside to find an open-concept layout with a large kitchen island that includes a sink and overlooks the dining and living areas. The kitchen is well-equipped with abundant cabinet space, granite countertops, and a cozy breakfast nook, creating the perfect space for casual dining.
The primary suite features carpeted floors, his-and-her closets with custom built-ins, while the ensuite bath boasts double sinks and a spacious walk-in shower. The second bedroom is carpeted, and the second full bath includes a shower-tub combo, ideal for guests. The den/office, adorned with French doors and beautiful engineered hardwood floors, adds a versatile touch to the home. Other conveniences include an indoor laundry room with cabinetry and a wash sink.
Enjoy outdoor living on the rear patio, complete with brick pavers and a screened-in enclosure, perfect for BBQs while taking in serene pond views. Additional upgrades include electric hurricane shutters on the rear, custom Plantation Shutters, and an interior remote, privacy shade. Fresh interior paint was completed in 2024, with exterior painting managed by the HOA every five years.
Valencia Lakes offers a vibrant and active lifestyle with resort-style amenities, maintenance-free living, entertainment, and activities designed to create the ultimate 55+ living experience in Tampa Bay. Don’t miss this chance to own a stunning home in an exceptional community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,665 |
Total Monthly Payment | $2,594 | $2,592 | $3,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.