One bedroom 640 sq foot house with roomy 0. 26 acre grassy yard. Be part of the tiny house movement which considers 400-600 sq feet to be a tiny house (google it if you haven't heard of it)! Great yard to make gardens. Condo alternative. Potential to build an addition on this large lot in a lovely, quiet, residential neighborhood - buyers and their realtors to check with the town's Building Dept. Newly painted inside and out including basement. Brick exterior, partially fenced yard. Brand new kitchen sink and upper kitchen cabinets. Bathroom: clean tile floor in great shape, new vanity/sink, new toilet, tub older but clean and nice. Newer thermopane vinyl windows. Hardwood floors, vinyl in kitchen. Driveway fits 2-3 cars. 1 car garage under house. Large 640 sq foot basement with stairs down to it from side door entrance. New retaining wall and walkways/front step for a refreshed exterior - handrails will be installed after photos taken. Well, septic, elec heat. New insulation entire basement ceiling. Everyone says a perfect spot for a pellet or woodstove which would heat the whole house is in the living room between the 2 windows across from the front door. Wolcott is a friendly, well-run town - your cozy, tiny house awaits. Lots of recreation - tennis, trails, playground, grills, etc and 2 huge dog parks for big and small breeds at the large, well maintained Peterson Park nearby. Scoville Reservoir is a quick drive and has a 3. 5 mile loop trail open year round and a lake beach for summer fun. Lots of shopping options and restaurants all along Rte 69. Approx 12-15 min drive to get on 691 or 84 or Rte 8. Estate - No Disclosures. Subject to Probate Approval: very far along in the process.
Type | Dimensions | Level |
---|---|---|
Kitchen | 11.0 x 10.0 | Main |
Living Room | 11.0 x 18.0 | Main |
Primary Bedroom | 10.1 x 9.9 | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,349 |
Total Monthly Payment | $1,417 | $1,416 | $1,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.