Under contract-accepting backup offers. Welcome to your WATERFRONT haven in the highly sought-after, maintenance-free community of Overlook! This beautifully updated 3-bedroom, 2. 5-bathroom, 1 car garage townhome with a open floorplan, spans 1, 610 square feet, with vaulted ceilings, convenient location, and natural beauty will check all of your boxes! As you arrive, a charming pavered PRIVATE COURTYARD greets you, setting the stage for the stunning lake views that await beyond. Nestled by the water, this home offers peaceful, picturesque vistas, visible right from your DOWNSTAIRS PRIMARY SUITE and the main living areas. Large windows and sliders fill the home with natural light and invite the beauty of nature into every room. All windows and doors have been updated with HURRICANE IMPACT GLASS. Inside, enjoy easy maintenance with tile flooring on the main living areas. The first-floor family room boasts VAULTED CEILINGS and a cozy WOOD-BURNING FIREPLACE, ideal for relaxing nights. Slide open the doors to your OVERSIZED screened-in lanai, where you can enjoy morning coffee or evening sunsets while overlooking the lush landscaping and serene lake views with beautiful wildlife. The DOWNSTAIRS primary suite features sliders out to the private lanai for your morning cup of coffee. Ensuite bathroom with double vanities, a large walk-in shower, walk-in closet plus an additional closet for extra storage. On the main level you will find a powder room with pedestal sink. Upstairs features a versatile loft area, perfect as a home office, reading nook, or media room. The loft's open design overlooks the family room below, creating a spacious, airy feel. Upstairs you will also find 2 additional bedrooms and a full bathroom with a tub/shower combo. The kitchen features GRANITE countertops, white cabinetry, NEW DISHWASHER 2024, Samsung Refrigerator, smooth top range, microwave and washer and dryer are all less than 3 years old. A convenient pass-through to the dining room makes this a great home for entertaining. Plenty of room in the kitchen for a table and chairs with a large front window for lots of natural light. New Hot water heater in 2024. Located just steps from the heated community pool where you will enjoy the relaxing lake views and covered area with bathrooms, this makes for a great place to relax with friends, family or neighbors while enjoying the Florida lifestyle. Across the street you will find a community park with basketball courts, a playground, picnic spots, exercise equipment, and walking trails. Conveniently located just minutes from shopping and dining at Clearwater Mall, award-winning Clearwater Beach, St. Pete airport, and major highways, this community provides both tranquility and accessibility. Enjoy carefree living with monthly fees covering insurance, water, trash, sewer, lawn care, exterior paint, roofs, and flood insurance. PET-FRIENDLY and ready to welcome you home—schedule your private tour today! Homes with these exceptional lake views rarely come on the market in overlook, so don’t miss this unique opportunity! Pride of ownership shows in this beautiful home and is a must see!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $122 | $122 | $122 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,537 |
Total Monthly Payment | $2,166 | $2,164 | $2,734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.