This newly built, block construction 4-bedroom, 2-bath home with a 2-car garage was completed in July 2022 and is located in unincorporated Seminole. The elevated property remained unaffected by past hurricane season. Situated minutes from the beach, with convenient access to Seminole and Tyrone shopping centers and a quick commute to St. Petersburg, and just 45 minutes to Tampa and 90 minutes to Orlando. This home offers both comfort and practicality. Step inside to high 9'4" ceilings and a modern kitchen featuring granite countertops, a large island with seating, and an open floor plan seamlessly connecting the family room—perfect for gatherings. The formal dining room provides flexibility as either a dining space or additional office. The spacious master suite includes a walk-in closet, a luxurious bath with dual sinks, granite counters, a walk-in shower, garden tub, and a separate toilet room. The fourth bedroom is versatile as an office, den, or playroom. Additional features include a fully installed ADT alarm system and video camera, an inside laundry room, a new sprinkler system fed by a private well, and new blinds throughout. The home is built to meet the latest hurricane codes, designed to withstand winds up to 145 mph, and adheres to current energy efficiency standards, ensuring manageable utility costs. There are hurricane windows on front of house, hurricane shutters and new PVC fence from front of the house to backyard fully fenced. The backyard offers ample space to relax and play, while the covered patio provides an inviting outdoor retreat. This property is in a high, dry, non-evacuation zone and comes with the remainder of a 10-year builder warranty. The home is ready for move-in—bring your belongings and settle in. Buyer to verify measurements. It would make a good primary home, secondary home or investment property. Snowbirds from up north would love to make this their Winter rental due to just a 5 minute drive to Madeira Beach and just 30 minutes drive to Clearwater Beach making it a reoccurring Winter rental year after year and which frees it up to be a daily or weekly Summer rental due to no HOA. Checkout the possibilities with this nearly new property with no expected repairs for years to come.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,999 | $471,999 | $471,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $672 | $672 | $672 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,260 | $3,180 | $4,015 |
Total Monthly Payment | $4,024 | $3,944 | $4,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.