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274 Elm Street, Newport City, VT, 05855 | $199,000
Conveniently located in a great neighborhood within walking distance to schools, shopping, recreation paths and Lake Memphremagog. This 5 bedroom home is large and in charge, move in ready and priced to sell. In addition to the numerous bedrooms there are 2 porches, living room, dining room, parlor, ample kitchen, full bath with laundry, two 1/2 baths, mudroom and bonus room. There are hardwood floors throughout the first floor and wide pine floors on the second. The many windows bathe the home in natural light and most have been updated to efficient vinyl double pane. The interior is freshly painted, and there are new kitchen appliances. The 0. 41 acre lot has plenty of lawn, perennials, and some absolutely lovely shade trees. The insulated two-car sized garage has a work bay on one side and automatic overhead door on the other. Past owners have run home based businesses here. Come see for yourself all that this wonderful vintage home has to offer. Seller is a licensed VT real estate broker.
Features
- Rooms: 15
- Bedrooms: 5
- Baths: 1 full / 2 half
- Style: Victorian
- Year Built: 1910
- Garage: 1-car Garage
- Heating: Hot Air
- Cooling: None
- Basement: Concrete Floor,Full,Stairs - Interior,Unfinished,Interior Access
- Approx Sq. Feet: 2,227
- Acreage: 0.41
- Est. Taxes: $4,633
- Lot Desc: Corner,Sidewalks,Near School(s)
- Elem. School: Newport City Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 5020780
- Website: https://www.raveis.com
/prop/5020780/274elmstreet_newportcity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/5/2024Listing courtesy of Better Real Estate LLP Phone: 802-424-6691
Listing Agent: Scott DesJardins
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
274 Elm Street, Newport City, VT, 05855
$199,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $386 | $386 | $386 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,059 | $1,058 | $1,343 |
| Total Monthly Payment | $1,520 | $1,519 | $1,804 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484