Sweet Sunshine in the Sunshine State! What a sparkling gem we have here at 8291 Berkeley Manor in Spring Hill. This extremely well-maintained, (almost) 1800 SF, 3-bedroom/2-full-bath home proffers a beautifully OPEN and SPLIT floor plan, a spacious primary bedroom and bath, and large guest bedrooms and bath. This BEAUTY also comes with a ROOMY and SCREENED Lanai, LAUNDRY ROOM, and two-car garage. There's more! It boasts a NEWER HVAC (2022), a NEWER VINYL PRIVACY FENCE (2023), and FRESH PAINT. All of this and a terrific LOCATION, as well, convenient to CORTEZ, COMMERCIAL WAY, and all other major arteries in Spring Hill. Restaurants, Entertainment, Shopping, and Hospitals are all minutes away. . . AND it's the best value in the area, priced to move. Call today. This superb property won't last long. Taxes listed DO NOT REFLECT the HOMESTEADED AMOUNT.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,886 |
Total Monthly Payment | $1,940 | $1,938 | $2,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.