118 COBB Road, Panama City Beach, FL, 32416 | $549,900

**New Price**Open house Saturday 11/16 Noon-2pm & Sunday 11/17 2pm-4pm** Also, is now listed for rent. This charming four-bedroom pool home has been lovingly remodeled and is just a short stroll from the sugar-white sands of the Emerald Coast, with beach access points 68 and 69 right at the end of the street. Bring your rocking chairs for the large covered front porch you can relax on before you step inside to find beautiful wood-look LVP throughout the home and tile floors in the bathrooms--no carpet in sight! The home shines with fresh paint inside and out, new lighting, and detailed trim work from top to bottom. Your spacious downstairs master suite boasts a large walk-in closet complete with built-ins, while three generously-sized guest bedrooms upstairs offer partial Gulf views that'll take your breath away. Upstairs also features an additional living area with a wet bar. The kitchen is a true delight fully remodeled with gorgeous butcher block countertops with a large bar, subway tile backsplash, stainless steel appliances, a big ol' farm sink, and brand-new cabinets. Off the kitchen is an eat-in kitchen space that leads to the back patio overlooking the pool. There's also a large walk-in pantry that's sure to fit all your goodies. The in-unit laundry room is mighty convenient, featuring a half bath perfect for use as the pool bath. Plus, there's no pesky HOA to worry about here. You'll love the large gate on the left side of the house, offering plenty of space for parking an RV or boat, and the fully fenced backyard provides all the privacy you could want. Dive into the brand-new in-ground saltwater pool, complete with an outdoor shower for rinsing off after a swim. Two new full HVAC systems were installed in 2024, ensuring year-round comfort. The home also includes a carport, a concrete driveway, and additional gravel parking in the front. And don't worry about utilities--this beauty is on public water and sewer. Come on down and see for yourself--this home is the perfect blend of Southern hospitality and coastal elegance!

Features

  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Year Built: 1987
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,920
  • Elem. School: Other
  • Middle School: Other
  • High School: Other
  • Appliances: Dishwasher, Electric Oven, Electric Water Heater, Refrigerator
  • MLS#: 2054633
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/2054633/118cobbroad_panamacitybeach_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of JPAR CITY AND BEACH

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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118 COBB Road, Panama City Beach, FL, 32416

$549,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,920 $439,920 $439,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,927 $2,924 $3,710
Total Monthly Payment $3,019 $3,016 $3,802

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.