323 Lakeside Road, Newburgh, NY, 12550 | $980,000

This charming Victorian lakefront home on Orange Lake offers the perfect blend of elegance, comfort, and recreation, set against the backdrop of breathtaking sunsets over the water. Close to major highways, shopping and restaurants. Situated on a motorboat-friendly lake, the property allows for year-round activities like swimming, fishing, boating, and even ice skating in winter, creating an idyllic lakeside lifestyle. The spacious home features four bedrooms, including a convenient first-floor bedroom, and two and a half bathrooms. Hardwood floors and a cozy woodburning stove add warmth and classic character to the living spaces, while the guest quarters with a bar provide an inviting space for visitors or potential rental income (Guest quarters would be 1 of the upstairs bedrooms with living room/bar area below it. Already in place is a sink and stove hook up). Outside, the property is equipped with everything you need for lakefront living, including a boathouse, boat ramp, and a shed alongside a garage/workshop. A large wrap-around deck and newly installed patio doors open to stunning lake views, making it ideal for gatherings or serene evenings spent watching the beautiful sunsets. The patio, complete with a built-in smoker, is perfect for those who love outdoor cooking, while the . 49-acre park-like grounds provide a peaceful, setting. Modern updates include a new generator and several new windows, ensuring both comfort and reliability. This beautiful Victorian home truly offers the best of both worlds luxurious residence and recreational retreat, all with the added charm of Orange Lake's picturesque sunsets. Don't miss the chance to experience lakefront living at its finest. Call today to schedule your viewing and step into your lakeside haven.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: See Remarks, Victorian, Two Story
  • Year Built: 1900
  • Garage: 1-car Detached
  • Heating: Oil, Baseboard, Hot Water
  • Cooling: None
  • Basement: Partial, Unfinished
  • Approx Sq. Feet: 2,714
  • Acreage: 0.47
  • Est. Taxes: $12,192
  • Lot Desc: Easement, Level, Near Public Transit
  • View: Mountain(s), Panoramic, Lake, Water
  • Water Front: Yes
  • Elem. School: Magnet Sch of Math Science & Design
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Oven, Washer
  • MLS#: H6334214
  • Website: https://www.raveis.com
    /prop/H6334214/323lakesideroad_newburgh_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Gillespie Real Estate LLC   Phone: 845-565-7073

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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323 Lakeside Road, Newburgh, NY, 12550

$980,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $784,000 $784,000 $784,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.955% 6.612% 6.182%
Monthly Tax Payment $1,016 $1,016 $1,016
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,513 $4,955 $6,616
Total Monthly Payment $5,621 $6,063 $7,724

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.