Charming Timeless Classic Two-Family Home First Time on the Market in Years! This inviting multi-family home is ready for a new owner and offers flexible living options: live in one unit and rent the other, or rent both units for maximum income potential. The first-floor apartment features 2 spacious bedrooms, an eat-in kitchen, a living room, a dining room, and a full bath. The second-floor apartment boasts 4 bedrooms, a full bath, eat-in kitchen with a pantry, a living room with a fireplace, a formal dining room, and ample closet space throughout. Landlord pays utilities for both units. Enjoy gardening? There's a squash garden on the side of the house for those gardening enthusiasts, The driveway can fits at least 5 cars and a there is also a detached 2-car garage. Conveniently located near transportation, shops, and within walking distance to downtown Fleetwood and Metro North Station. Don't miss this rare opportunity to own this classic two-family home with great potential! ******AO
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $735 | $735 | $735 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,416 | $4,385 |
Total Monthly Payment | $4,330 | $4,243 | $5,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.