MAJOR RENOVATION JUST COMPLETED! Highly sought after WATERFRONT, END UNIT - ONE STORY Villa with a TWO CAR GARAGE in the exclusive, GATED COMMUNITY of The Clusters at Carrollwood Springs! ABSURDLY LOW HOA's! ONLY $116 PER MONTH! This home has just gone through a major transformation! Featuring 2 bedrooms, 2 bathrooms, a 2 car garage, and a full length screened-in patio with insulated roof over looking the tranquil WATERFRONT VIEW! The main living area is open and airy with soaring textured ceilings(NO POPCORN!). NEW WATERPROOF LUXURY VINYL PLANK FLOORING throughout, accented by new soothing neutral painted walls. NEW CUSTOM KITCHEN offers 42 inch CABINETRY, shaker style doors, soft close doors and drawers with black accents! QUARTZ COUNTERTOPS including a hexagon tile backsplash and bathroom vanities to match! TONS OF BRAND NEW UPGRADES, all within the past two months! Some include NEW ROOF, NEW KITCHEN & BATHROOMS, NEW PAINT, NEW FLOORING, NEW LANDSCAPING, NEW ELECTRICAL PANEL, WALL SWITCHES, PLUGS & MORE! Tranquil waterfront/conservation views are seen from every room in the house except guest bedroom. Master bedroom features a window seat over looking the waterfront views, walk-in closet and en-suite bathroom with walk-in shower along with linen closet. While guest bedroom is located towards the front of house with guest bathroom off a small corridor near the living area. Both bathrooms feature a cohesive design to kitchen and rest of home. The Clusters at Carrollwood Springs is a private, single-road circular street community surrounding a private lake. In the center of community you will find a recently renovated HEATED POOL including newer patio furniture and open area clubhouse over looking lake. Several events are planned throughout the year to keep that special community vibe! You will be hard pressed to find an HOA this low with the attributes this community offers! Planted in the heart of Carrollwood with tons of stores at your fingertips, some include: Target, Sprouts, Publix, Wal-Mart, Staples, Ross, Applebees, Pollo Tropical, Whole Foods, Winn-Dixie, Bealls, Home Depot and many more! Homes rarely last hours on the market in The Clusters at Carrollwood Springs if they haven't been sold before going on the market! There isn't many one story villas with two car garages in the area, let alone the VERY LOW HOA! Once you enter the gates you'll see why these are such a hot commodity! This is a meticulously maintained community that is NOT a 55+ Community & won't last long! Must own for 2 years prior to renting. Home was NOT impacted by any hurricane flooding.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $77 | $77 | $77 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,276 | $2,274 | $2,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.