This unique unit is located on the second and third floor above a Law Office just outside of downtown Ayer. The unit is modern with up to date appliances including Whirlpool refridge, dishwasher, electric stove and oven. The large 11x17 living room on the main level has an outside entry and a full bath with shower stall. The third level bedroom is an enormous 19x36 space with a private area which could be used as a sitting area, office, or den. The bedroom also has a private full bath with a shower stall. This private well insulated unit was built under the stretch code. Consequently, the gas heating bill is reasonable. There is a small yard in the back yard adjacent to the Ayer/Pepperell bike path. The unit has a private driveway with parking for three cars tandem style. The unit is located a short distance from the Downtown Ayer commuter rail station as well as Italian, American, and sushi restaurants. Additional paid parking in adjacent parking garage.
Type | Description | Dimensions | Level |
---|---|---|---|
Kitchen | Flooring - Vinyl, Countertops - Stone/Granite/Solid | 9.0 x 10.0 | Second |
Living Room | Bathroom - Full, Closet, Flooring - Wall to Wall Carpet, Cable Hookup, Exterior Access | 17.0 x 11.0 | Second |
Master Bedroom | Bathroom - Full, Skylight, Walk-In Closet(s), Flooring - Wall to Wall Carpet, Cable Hookup | 36.0 x 19.0 | Third |
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William Raveis Real Estate
Phone: 888.699.8876
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,600 | $1,600 | $1,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $13 |
Total Monthly Payment | $86 | $86 | $88 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.