2 Carpenter Close, #2, Ridgefield, CT, 06877 | $235,000

Welcome Home!! Wonderful opportunity to live in the heart of the "Village of Ridgefield" with only a short walk to town. The Casagmo complex offers wonderful amenities, including an inground pool, tennis, pickleball, basketball courts, clubhouse, shuffleboard, and a fitness room. Natural gas, public water and sewer. Move in just in time to enjoy the holidays in your new home and make it your own. Bright and spacious living area with private backyard patio. Generous size bedroom with loads of closet space and nice kitchen area. (possibilty of having a washer/dryer in unit) It doesn't get much better than this; Casagmo HOA fees include: Grounds Maintenance, Trash Pickup, Snow Removal, Heat, Air Conditioning, Pool Service, Hot Water, Water, Sewer, Property Management! Come experience and enjoy the culture of Ridgefield, with its museums, theaters, fine dining, cafe's, shopping, concerts in the park and more!! Only 50 miles to NYC

Features

  • Parking: 1-car
  • Heating: Gas on Gas
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Basketball Court,Club House,Guest Parking,Pool,Tennis Courts
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Laundry Area
  • Year Built: 1970
  • Common Charge: $368 Monthly
  • Above Grade Approx. Sq. Feet: 920
  • Est. Taxes: $2,959
  • Lot Desc: Level Lot,On Cul-De-Sac
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Ridgefield
  • Pool: In Ground Pool
  • Pets Allowed: Restrictions
  • Pet Policy: No dogs. Ask about pet r
  • Appliances: Oven/Range,Range Hood,Refrigerator,Dishwasher
  • MLS#: 24056866
  • Days on Market: 20 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24056866/2carpenterclose_ridgefield_ct?source=qrflyer
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Room Information

Type DescriptionLevel
Dining Room Patio/Terrace,SlidersMain
Living Room Patio/Terrace,SlidersMain
Primary Bedroom Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Diana NewbertLuxury Properties Specialist

203.470.0391

Diana.Newbert@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Michael AlvordInsurance Sales Director, William Raveis Insurance

203.925.4507

Michael.Alvord@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

2 Carpenter Close, #2, Ridgefield, CT, 06877

$235,000

Diana Newbert

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.470.0391

Diana.Newbert@Raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $188,000 $188,000 $188,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $247 $247 $247
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,251 $1,250 $1,612
Total Monthly Payment $1,573 $1,572 $1,934

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.