Discover Your Slice of Paradise! Embrace the island lifestyle you've been dreaming of without breaking the bank! This charming 1, 819 square foot home features a bright, open layout that perfectly blends comfort & functionality. With 3 bedrooms & 2 baths, plus a spacious 2-car garage, there's plenty of room to grow. Step inside to find soaring vaulted ceilings & an inviting eat-in kitchen that seamlessly connects to a screened patio—ideal for relaxing or entertaining. Nestled in the sought-after Commodores Club community, you'll enjoy top-notch amenities just a stone's throw away, including a community pool, tennis courts, playground, basketball court, & vast recreational areas. Sidewalks lead to St. Augustine Beach, just about a mile away! You'll enjoy the vibrant pier, weekly farmers market, summer concerts, & the stunning sandy shores. Plus, you'll be minutes from the St. Augustine Amphitheater & Historic Downtown, packed with dining, shopping, & cultural experiences. Don't miss out on this incredible opportunity to buy at a great price now! Ask about the GENEROUS BUYER INCENTIVE TO CLOSE BEFORE 2025! Call today to schedule your showing, as 24-hour notice is required, please.
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $3,241 | $3,238 | $3,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.