“Pretty in Pink Bungalow” - Located in the heart of Historic Kenwood, this beautifully reimagined bungalow is designed to meet the needs of the modern urban dweller while honoring the historic charm. The home’s open-concept layout seamlessly blends the kitchen, dining, and living spaces, anchored by a stately stone fireplace, with coordinating stonework throughout the kitchen for a cohesive, stylish look. The kitchen design incorporates natural wood cabinets with brush gold detail, and quartz countertops creating a modern fresh vibe. Off the kitchen, you are greeted by a bright mudroom leading into a full bathroom with a convenient laundry alcove. The 2 bedrooms are off the hallway and share a fully renovated hallway bathroom. At the rear of the property, an unfinished accessory dwelling unit (ADU) provides a versatile opportunity for the buyer to create a garage, an apartment, or additional living space. The paver driveway leads to a fully fenced yard. Updates include a new roof (2024) ADU permit (2024), and electrical (2021) Located in a non-flood zone. Situated in the heart of St. Petersburg, this home offers easy access to Central Avenue’s shops and restaurants. It’s ideally situated between the bustling downtown scene and a short drive to the beautiful Gulf beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$615,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,273 | $3,270 | $4,219 |
Total Monthly Payment | $3,384 | $3,381 | $4,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.