2. 5% VA Assumable! Buyer must be VA to assume. Call Listing Agent for details. Prepare to be amazed! Welcome to one of the largest homes in Cross Creek. This bright and open beauty boasts a very versatile floor plan with 5 bedrooms and 4 full baths! Primary is downstairs with His & Hers closets upgraded with built-ins. There is a sizable loft/bedroom upstairs with a closet and full bath. Chef's kitchen includes quartz countertops, SS appliances, tile backsplash and custom shelving. Upgraded lighting throughout and designer woodworking accents adorn almost every room making this home truly unique! Extended slider doors lead you to the screened lanai and private preserve view. Cross Creek has just expanded their amenity center! Check out the photos! Prime location near the new First Coast Expressway and highly rated schools. Ask about lender incentives up to 1% for closing cost or rate buy down with Team Proffitt and Future Home Loans!
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Our Executive Mortgage Banker:
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$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $647 | $647 | $647 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,647 | $2,579 | $3,300 |
Total Monthly Payment | $3,368 | $3,300 | $4,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.