Welcome to this delightful Cape Cod in the sought after beach area of Fairfield, boasting 1, 102 sq ft of living space, which offers the perfect blend of comfort & coastal charm. Step inside this charming home, where the large Living Room exudes warmth & character. There are beautiful hardwood floors on the main level, enhancing the inviting atmosphere of the two spacious Bedrooms. The bright Kitchen which features generous light that fills the space with sunlight, making it a cheerful hub for cooking & gathering. Venture upstairs to find a versatile large Office/Study/3rd Bedroom, perfect for relaxation or productivity, complemented by a convenient walk-in cedar closet for ample storage. A vapor barrier was added in the crawl space along with a sump pump with battery back-up & dehumidifier. The exterior of the home, freshly painted in 2022, showcases an adorable front covered porch that invites you to unwind & enjoy a cup of coffee with neighbors. The backyard features a lovely patio with a retractable awning, providing a shaded retreat for entertaining or relaxing in privacy. The one-car detached garage, equipped with rubber flooring, adds convenience & functionality. There are also added French drains ensuring your outdoor space remains pristine. Located just a short stroll to downtown and the train station, and super close to the sandy beach & a park at the end of the quiet street. Don't miss this opportunity to make this your perfect home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.6 x 9.9 | Main |
Kitchen | Double-Sink,Eating Space,Vinyl Floor | 12.5 x 15.5 | Main |
Living Room | Hardwood Floor | 11.9 x 18.4 | Main |
Primary Bedroom | Hardwood Floor | 12.0 x 12.1 | Main |
Study | Walk-In Closet,Wall/Wall Carpet | 16.8 x 21.6 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $756 | $756 | $756 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,554 |
Total Monthly Payment | $4,441 | $4,437 | $5,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.