Experience the perfect blend of historic charm and modern comfort in East Lyme's Premier 55+ Community. This unique, free-standing 1870 Italianate-style home, the only one of its kind in the community, offers 2, 400 square feet of bright and spacious living space with rounded doorways that enhance its unique character. With 4-5 bedrooms, 2 full baths-including a full bath on the main level-and a versatile first-floor flex room, this residence provides exceptional comfort and flexibility. The open and airy main floor features a stylish kitchen with white cabinets, a subway tile backsplash, honed granite countertops, and an adjacent pantry, seamlessly connecting to the dining area and spacious front room. The heart of the home boasts a stunning middle room with a large, bay window that fills the space with natural light. On the second floor, you'll find generously sized bedrooms, each designed for relaxation, along with a full bath featuring a stand-up shower. Additionally, there's an oversized laundry area with ample space for folding, sewing, and ironing, enhancing everyday convenience. All exterior grounds, landscaping, and snow removal are included in your low HOA, allowing you to embrace a carefree lifestyle in this vibrant community. Your newly refurbished barn provides room for your car and storage, with possibilities for additional use. Located in the heart of Flanders, close to dining, shopping, and essential services, with Niantic's beautiful beaches and attractions.
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Built-Ins,Hardwood Floor,Wide Board Floor | Main |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Bedroom 4 | Upper | |
Dining Room | 9 ft+ Ceilings,Ceiling Fan,Hardwood Floor,Wide Board Floor | Main |
Great Room | Bay/Bow Window,9 ft+ Ceilings,Hardwood Floor,Wide Board Floor | Main |
Kitchen | Remodeled,Granite Counters,Pantry,Tile Floor | Main |
Living Room | 9 ft+ Ceilings,Ceiling Fan,Hardwood Floor,Wide Board Floor | Main |
Other | Laundry Hookup | Upper |
Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $2,886 | $2,883 | $3,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.