Charming and Spacious Colonial in Desirable Ridge Road Area! Nestled on a tranquil cul-de-sac, this beautifully maintained colonial sits on a level . 6-acre lot, offering mature landscaping and a fully fenced yard. The home features four generously sized bedrooms on the upper level, including a primary suite with an en-suite bath and walk-in closet. A versatile main-level office, which could also serve as a fifth bedroom, is complemented by a nearby full bath, perfect for guests, parents or in-laws, or work-from-home needs. The remodeled kitchen, featuring sliders to a large, new deck, provides a picturesque setting for outdoor dining. Enjoy formal gatherings in the dining room, relax by the fireplace in the spacious living room with built-ins, or unwind in the cozy first-floor family room. Gleaming hardwood floors flow throughout, and the recently refinished floors on both levels add a fresh touch. The fully finished lower level adds valuable additional living space. Modern conveniences include central air, a circular driveway, and a 2-car garage with ample parking. Ideally located just 10 minutes from Yale and downtown New Haven, and close to shopping and major highways. Ridge Top Swimming and Tennis Club is within walking distance. This sun-filled, welcoming home has it all-come see it today!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 12.0 | Upper |
Bedroom 2 | Hardwood Floor | 10.0 x 14.0 | Upper |
Bedroom 3 | Hardwood Floor | 10.0 x 12.0 | Upper |
Den | Hardwood Floor | 12.0 x 13.0 | Main |
Dining Room | Hardwood Floor | 12.0 x 14.0 | Main |
Family Room | Remodeled,Vinyl Floor | 13.0 x 20.0 | Lower |
Kitchen | Remodeled,Breakfast Nook,Granite Counters,Hardwood Floor | 11.0 x 13.0 | Main |
Living Room | Book Shelves,Built-Ins,Fireplace,Hardwood Floor | 14.0 x 25.0 | Main |
Office | Book Shelves,Built-Ins,Hardwood Floor | 10.0 x 15.0 | Main |
Other | Hardwood Floor | 9.0 x 13.0 | Main |
Other | Remodeled,Vinyl Floor | 9.0 x 23.0 | Lower |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 12.0 x 16.0 | Upper |
Rec/Play Room | Remodeled,Vinyl Floor | 9.0 x 20.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,920 | $503,920 | $503,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $722 | $722 | $722 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,353 | $3,349 | $4,250 |
Total Monthly Payment | $4,167 | $4,163 | $5,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.