BIG PRICE ADJUSTMENT! Welcome to 289 Marsh Landing Circle, DeBary, FL—a charming single-family home tailored perfectly for first-time buyers, down-sizers, or anyone seeking convenience and comfort. Nestled within a serene, gated community, this home offers not just a place to live, but a lifestyle. As a resident, you'll enjoy exclusive amenities including a swimming pool, club house, playground, and the peace of mind that comes with association-maintained grounds. This residence welcomes you with an open floor plan that seamlessly combines kitchen, dining, and living areas into one sociable hub. Ideal for entertaining guests or enjoying family time, the space is harmoniously accented with neutral tones that create a warm and inviting atmosphere. The home features two spacious bedrooms and a versatile flex room that can easily serve as a third bedroom, home office, or playroom to suit your needs. The primary bedroom has an ensuite bath with a soaking tub, separate shower, double-sink vanity and a closet that will hold an abundance of clothing and shoes. The second bathroom is thoughtfully designed for ease, comfort and accessibility to the second bedroom and the flex room. Recent improvements include a replacement roof installed in September 2021 and a recently replaced HVAC system in August 2023, ensure year-round comfort, reliability and no worries for you about having to undertake replacing these critical systems for years to come. The convenience of this home is further amplified by an inside laundry room and a roomy 2-car garage offering additional storage space. Take advantage of Florida's famous climate with the expansive open wooden deck—a perfect spot for outdoor activities, family gatherings, or simply relaxing under the stars. This property’s location is a commuter’s dream. Just minutes from the proposed new downtown DeBary area and the SunRail commuter rail station, it offers excellent connectivity. Plus, its proximity to the Interstate means you can easily commute to Orlando or the beautiful east Volusia beach cities. Families will appreciate the local schools and ample green spaces, with Gemini Springs Park just a short drive away offering trails, picnic areas, and stunning natural scenery for weekend adventures. There's a burgeoning opportunity to invest in your future with this delightful home in a thriving community. Make the first step towards a brighter future with a home designed for a life well-lived. EASY SHOW.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $278,880 | $278,880 | $278,880 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,926 | $1,879 | $2,372 |
Total Monthly Payment | $2,088 | $2,041 | $2,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.