This is where you want to be! Just minutes from the excitement of downtown St. Pete and vibrant Central Ave, where shopping, dining, and entertainment await, this home combines unbeatable convenience with serene charm. Only half a block from Lake Maggiore’s sparkling water views, this gem sits on a peaceful street framed by majestic banyan trees. Rest assured, this home did not experience flooding from Helene and Milton. Inside, modern updates create an entertainer's paradise! The spacious, light-filled layout features high ceilings and a new kitchen adorned with white shaker cabinets, a large center island, and stainless steel appliances—perfect for hosting or cozy breakfasts. With this open floor plan, the kitchen and living room seamlessly flow into the separate dining area making this perfect for social gatherings! The first floor includes two well-appointed bedrooms and a full bathroom, allowing the upstairs primary suite to function as its own sanctuary. This expansive owner's suite offers endless possibilities, featuring a private living area, spacious office or cozy seating nook—ideal for relaxation and productivity. Step outside to your own green leafy oasis with a fenced backyard and two decks which is perfect for entertaining and a welcoming front porch for morning coffee. This home beautifully merges indoor and outdoor living featuring fruitful trees—mulberry, Meyer lemon, avocado, and Caribbean cherry, a gardener's delight! For outdoor lovers, two lakeside parks, a splash pad, and Boyd Hill Nature Preserve and Pinellas Trail are nearby. Embrace the lifestyle you’ve always dreamed of. Schedule your showing today! Welcome home! *Brand new roof to be installed prior to closing*
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$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $580 | $580 | $580 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,845 | $3,609 |
Total Monthly Payment | $3,519 | $3,517 | $4,281 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.