Under contract-accepting backup offers. Welcome to your dream home in the friendly and highly sought-after community of Victoria Landings! This charming 3 bedroom, 2 bathroom residence combines modern living with elegant design, offering an open-concept layout perfect for both relaxation and entertaining. Upon entering, you'll be greeted by a spacious dining and living area that flows seamlessly together, creating an inviting space for family gatherings and special occasions. The heart of the home is the kitchen, featuring elegant wooden cabinets, granite countertops, and stunning stainless steel appliances. This kitchen is sure to inspire your inner chef, making meal preparation a delightful experience. Each bedroom is generously sized, ensuring comfort for everyone in the household. The primary bedroom is a true retreat, offering a luxurious en-suite bathroom equipped with a spa-like garden tub where you can unwind after a long day. The grand walk-in closet provides ample storage space, ensuring your wardrobe is always organized and accessible. Step outside to discover a big yard that offers endless possibilities for outdoor activities and relaxation. The lovely screened-in rear patio is an ideal spot to sip your morning coffee, read a book, or enjoy an evening breeze while taking in the serene surroundings. Victoria Landings is renowned for its friendly atmosphere and small HOA dues, making it an ideal place to call home. The community offers a welcoming environment where there is always something to do or explore nearby. Conveniently located, this home provides easy access to shopping, dining, and recreational activities. Don't miss this opportunity to own a piece of paradise in a community that truly has it all. This home is a must-see, offering a perfect blend of comfort, style, and convenience. Come and experience the exceptional lifestyle that awaits you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,867 |
Total Monthly Payment | $2,660 | $2,601 | $3,208 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.