Welcome to this beautiful 4-bedroom, 2. 5-bath home in tranquil St. Cloud, Central Florida! This residence is designed for those who seek both peace and style, with a half-height vinyl fence opening up to views of the lush conservation area beyond.
Step inside to a warm formal dining area, and the inviting stairway guiding you upstairs. Flowing into the main living area, you’ll discover an open floor plan centered around a chef’s kitchen. This kitchen, with its expansive granite island, stainless steel appliances, and 42-inch cabinetry, is perfect for gatherings and family meals. The adjacent dining area and island breakfast bar provide plenty of space for everyone to enjoy.
The bright, airy living room opens out to a covered patio, seamlessly blending indoor and outdoor spaces and letting in plenty of natural light. In the master suite, you’ll be welcomed by a cozy painted wood accent wall and an en-suite bathroom with a rainfall shower, dual sinks, and ample cabinet storage. Upstairs, you’ll find a versatile additional living area, sunlit bedrooms with generous closet space, and a shared bath with plenty of storage.
At the end of the hall, a small nook makes the perfect spot for a desk or reading corner, illuminated by a striking pendant light. This remarkable home has even more to offer, so come see it in person and imagine your future here. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$527,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $422,320 | $422,320 | $422,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,810 | $2,807 | $3,561 |
Total Monthly Payment | $3,385 | $3,382 | $4,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.