New York (East Harlem), NY, 10037 | $290,000

Welcome to 2090 Madison Avenue #1D, a charming and newly renovated 2-bedroom, 1-bathroom HDFC co-op in vibrant East Harlem. This unit features all BRAND NEW hardwood flooring, new cabinets and kitchen tiling, new kitchen countertop and sink, new range hood and stainless steel stove, and freshly painted! Being a rear-facing corner unit, it lets in great natural light without any noise. Come home to a spacious living room flowing into a dining area and galley kitchen. The coveted split bedroom layout with equal sizes and fitting queen size beds is ideal for many living situations. In unit electric/ventless washer-dryer possible with board approval.

Residents enjoy secure building entry, an intercom system, an on-site superintendent, and convenient laundry facilities. The co-op complex consists of 10 buildings in the area with 4 private parks, and a community room for events. This well kept building is the pride of many long-term residents and is pet friendly!

East Harlem is celebrated for its community spirit, cultural diversity, and proximity to landmarks like the Apollo Theater and Studio Museum in Harlem. The list of local amenities between top restaurants, healthcare, education, parks and activities are endless.
Become a foodie and a regular at the long list of some of Manhattans top restaurants like Sylvias Soul Food, Red Rooster Harlem, Patsys Pizzeria, and El Kallejon. The neighborhood also has several cafes and casual eateries to explore.

There are also several schools nearby. Public schools such as P. S. 197 and Harlem Renaissance High School or private and charter institutions like Storefront Academy Harlem, along with City College and Columbia University.

For recreation, residents can enjoy nearby parks such as Marcus Garvey Park and the northern parts of Central Park that are the citys well kept secret, including the Harlem Meer and the North Woods.

When you have explored all you can in Harlem, head to any other neighborhood in time. Go near and far with 135th St and 125th St subway lines including the 2, 3, 4/5/6 trains along with MetroNorth 125th St, and M1, M7, M102 buses. Makes for your daily commute a breeze.

This is your chance to finally be a homeowner in NYC. Financing with 10%+ down payment is allowed, 20% strongly preferred. Amalgamated Bank preferred lender. Buyer income must meet HDFC requirements for 165% AMI.
1 person=$179, 355
2 person=$205, 095
3 person=$230, 670
4 person=$256, 245

Features

  • Town: New York
  • Heating: None
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Building Inside,None
  • Year Built: 1900
  • Common Charge: $990 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • Pet Policy: Building Yes,Yes
  • MLS#: RLMX-101182
  • Days on Market: 246 days
  • Website: https://www.raveis.com
    /prop/RLMX-101182/2090madisonavenue_newyork_ny?source=qrflyer
Copyright © 2024  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Keller Williams NYC   Phone: (212) 301-1140

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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New York (East Harlem), NY, 10037

$290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $232,000 $232,000 $232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,602 $1,563 $1,973
Total Monthly Payment $1,677 $1,638 $2,048

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.