Come see this beautiful waterfront home roughly 3. 5 miles from Englewood Beach! The home suffered zero damage from hurricanes Helene and Milton. This home was also high and dry with no flooding during either storm. This home is a two-bedroom, two-bath home with a large living room, formal dining, and a peaceful New Florida Room completed this year to current hurricane codes. Enjoy morning coffee or evening cocktails while enjoying the expansive water views overlooking bird island. The kitchen is designed with a flat cook top, plenty of cabinets, decorative backsplash with stainless steel appliances. The dining room is located off the kitchen with access to the listing making it perfect for family gatherings. The living area is 18 x 14 giving you plenty of room to stretch out with windows all around to let in the natural light. The Primary Bedroom has beautiful views of the lake, built in desk / make-up counter with a large closet. The primary bathroom has dual sinks and a enclosed shower with grab bars. Bedroom Two is 12 x 11 with fan light combo. This home has many features, including a fully finished Florida Room, new vapor barrier installed under the entire home, irrigation from the lake, New Covered Carport built in 2024 to current hurricane standards. The oversized waterfront lot has roughly 169 feet on the lake, which gives you incredible water views. Nature Lovers Paradise with water birds and song birds of all kinds on Bird Island. The home has water and sewer with irrigation pump to water from the lake. In the Holiday Mobile Estates 3rd addition 55 plus Community, you own your land by fee-simple. Golf carts and Pets are welcome. The HOA fee is only $35 a year. For $300 per year, The Edgewater Clubhouse gets you access to the heated swimming pool, tennis courts, shuffleboard, pickle ball, bocce ball, and additional outdoor activities. Secure Your Piece of Paradise Today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,630 | $1,590 | $2,007 |
Total Monthly Payment | $1,905 | $1,865 | $2,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.