Under contract-accepting backup offers. Welcome to 5898 13th Street North, a charming BLOCK NON-FLOOD ZONE construction home nestled under a canopy of oak trees. This versatile property offers a unique opportunity for both homeowners and for those looking to HOUSE HACK. Originally a 3-bedroom, 2-bathroom residence, it has been thoughtfully converted into a 2-bedroom, 1-bathroom main home with an additional 1-bedroom, 1-bathroom apartment in the back. Whether you're looking to house hack or prefer to restore it to its original layout, the choice is yours! Spanning 1, 742 square feet, this home sits on a generously sized lot, providing ample space for outdoor enjoyment. The private outdoor space is perfect for relaxation or entertaining, and the back yard offers a tranquil retreat. Updates include a massive shed for storage, quartz countertops, soft close shaker cabinetry, a reverse osmosis water filler, high end kitchen appliances, and so much more! With hurricane shutters in place and a Guardian General gas powered generator, you can enjoy peace of mind during stormy weather. Whether you're seeking a smart investment or a cozy home with potential, 5898 13th Street North is a must-see. Don't miss out on this exceptional opportunity in a vibrant community! NO HURRICANE DAMAGE! Call today and be the envy of family, friends, and neighbors.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,392 | $3,035 |
Total Monthly Payment | $2,985 | $2,952 | $3,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.