234 Palace DRIVE, Saint Augustine, FL, 32084 | $414,900

Welcome to easy living in Northeast Florida! This beautifully designed 3-beds home at 234 Palace Drive in the 55+ gated community of San Salito offers the perfect blend of style, comfort, and convenience. Just a short 5-10 minute drive to St. Augustine's historic district and 15 minutes to Vilano Beach, this home's location is ideal for those who enjoy dining, shopping, and coastal adventures. The split floorplan allows for privacy between bedrooms, making it perfect for visiting family or guests. The oversized kitchen seamlessly flows into the dining and living area, and with the screened-in lanai, you'll have an ideal spot to relax and enjoy Northeast Florida's gentle breezes. The low-maintenance yard is an added bonus, giving you more time to explore the many amenities available in both the 55+ and all-ages sections of San Salito, from pools to community activities. This home is a perfect fit for those ready to savor the relaxed, vibrant Florida lifestyle in a close-knit community!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2018
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,593
  • Acreage: 0.17
  • Est. Taxes: $2,226
  • HOA Fee: $268 Monthly
  • Adult Communities: Yes
  • Middle School: SEBASTIAN MIDDLE SCHOOL
  • High School: St. Augustine High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: FC304902
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/FC304902/234palacedrive_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 9:47:07 PM)
Listing courtesy of REAL BROKER, LLC   Phone: 407-279-0038

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

234 Palace DRIVE, Saint Augustine, FL, 32084

$414,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $331,920 $331,920 $331,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $186 $186 $186
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,208 $2,206 $2,846
Total Monthly Payment $2,469 $2,467 $3,107

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.