One or more photo(s) has been virtually staged. Welcome to River Isles, a vibrant and welcoming 55+ deed-restricted community that brings together the joys of active living with serene, scenic surroundings. NO FLOOD ZONE. CORNER LOT. This delightful 2-bedroom, 2-bathroom home offers over 1, 740 square feet of beautifully crafted living space and includes a two-car garage with the additional feature of a pull down screen, making it perfect for those seeking both comfort and convenience. As you step inside, you'll find a bright, airy living and dining area featuring elegant crown molding, which seamlessly connects to a well-appointed kitchen with custom tray ceilings—ideal for hosting and everyday enjoyment.
The spacious primary bedroom is a peaceful retreat with a walk-in closet and an ensuite bathroom. The additional bedroom and bathroom add extra comfort for guests or family members. Through French doors, the Florida room opens to lovely views of the surrounding landscape, creating a serene spot to unwind. Thoughtful details throughout the home include Hunter Douglas blinds, new vanities in both bathrooms, and a charming paver patio at the front entrance, perfect for welcoming friends and family, as well as a covered canopy patio setting in the back perfect for entertaining.
Living in River Isles means access to a wide range of amenities designed to foster an active and engaging lifestyle. The community is anchored by River Isles Golf Club, a private, well-maintained 1600-yard 9-hole executive course, which residents can enjoy without requiring a membership. Take a refreshing dip in the Olympic-sized heated swimming pool, which is open year-round, or explore the large clubhouse, featuring a fitness room, library, card room, billiards, ping pong, and more. Monthly events, barbecues, and parties make it easy to connect with neighbors and embrace the social atmosphere. The community also offers shuffleboard courts for a bit of friendly competition and allows golf carts for easy access to amenities, including the central mailboxes located at the clubhouse. Quiet streets are suitable for leisurely walks and a warm wave to a neighbor and River Isles is a Bradenton Police Certified Neighborhood Watch Community.
Located along the Braden River, River Isles offers natural beauty and is just minutes from an array of shopping, dining, medical facilities, and cultural amenities, as well as easy access to interstates and the airport. Enjoy the nearby sparkling waters of the Gulf of Mexico and spend the day relaxing at Anna Maria Island. With an affordable HOA fee, this home provides the perfect balance of activity and tranquility, making it an ideal choice for those looking to enjoy the best of Florida living in a friendly, active community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$357,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $285,600 | $285,600 | $285,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $152 | $152 | $152 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,900 | $1,898 | $2,449 |
Total Monthly Payment | $2,127 | $2,125 | $2,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.