***BACK ON THE MARKET UPDATE: The wonderful association at Holiday Villas III is hard at work to get their grounds back to their pristine condition. Other than the condo grounds, this 4th floor unit was not directly affected by Hurricanes Helene or Milton, and is ready for its new owners!*** This beautiful beachfront corner unit condo features an impressive and expansive view of Indian Shores Beach. The best of both worlds - this move in ready and updated unit can be enjoyed by its owners year-round or provide strong value as an investment property with seven-day rental periods. Management can be conveniently facilitated by the on-site management company or self-managed if you prefer. This unit features 2023 AC, high impact sliding door and windows installed in 2021, and updated kitchen and bathrooms. Holiday Villas III features a heated pool, direct access to the sugar sands of Indian Shores Beach, shuffleboard, and outdoor grilling station, as well as a sitting/fishing pier and day docks across the street on the intracoastal waterway. From this centralized Indian Shores location, you will enjoy many restaurant and shopping amenities up and down Gulf Blvd or enjoy quick access to the mainland for convenient and close access to grocery stores and more. This condo is less than 16 miles from the bustling city of Downtown Saint Petersburg, and only 24 miles from Tampa International Airport. All furnishings available on a separate bill of sale and hold no contributory value. Call to schedule your showing today and fall in love with this beautiful beachfront condo!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $652,000 | $652,000 | $652,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $686 | $686 | $686 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,175 | $5,725 |
Total Monthly Payment | $5,007 | $4,953 | $6,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.