Honey stop the car!!! Come and see this stunning, exquisite home in Ponderosa Park that will take your breath away! Full of gorgeous upgrades with impeccable taste, you will feel right at home the moment you walk into this warm and inviting home! You own the land your home is on, and it is located in a vibrant community with HOA being only $250 a year! This home comes fully furnished making it turnkey ready for you! New Luxury LVP waterproof flooring, gorgeous furniture purchased new in 2024 with power leather reclining couch and chair, newer mattresses, new kitchen cabinets with soft pull drawers and quartz countertops with undercabinet lighting, all new appliances (2024) except for fridge and microwave which are only 3 years old. The interior of the home was freshly painted 2 years ago and sellers went so far as to remove the old popcorn ceiling! AC was installed in 2019, and the roof is a metal roof over that has withstood all weather challenges! All lighting in the home is new and bathrooms were upgraded with gorgeous tile showers, new fixtures, new sinks, new quartz counter, even the plumbing was converted to all pvc to include a Rheem water heater only 4 years old and electrical is a 200-amp service which is amazing! Even the Lanai cries out to you to be comfortable with its carpet flooring, enclosed with glass windows and 4 season use set up with a sofa that can convert to a pull-out bed! So many amazing things about this home and wait until you see the storage space available to you and then walk into the backyard and check out this Oasis! Sit under the outdoor porch with overhead cover and look out onto your low maintenance yard at the beautiful, lush landscaping and know that you deserve this piece of paradise so come and check it out, you won't want to leave, and you will wonder why you didn't make this decision sooner!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,058 | $1,365 |
Total Monthly Payment | $1,276 | $1,275 | $1,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.