Absolutely gorgeous remodeled home in the heart of Palatka! This charming 3 bed 2 bath home has been lovingly restored and is ready for you to write it's next chapter. From the moment you approach the entry gates, you will be impressed by the lush landscaping and attention to detail. Greet your guests in the bright and cheerful sunroom and relax after a long day in your hot tub under the adorable covered patio. The large living and dining rooms are great for entertaining and the original hardwood floors create a warm and cozy feel. The kitchen features newer appliances, countertops, and flooring. The over-sized owner's suite has tongue and groove walls and ceiling, wood floors and updated bath just steps away. The second and third bedrooms share a lovely hall bath with clawfoot tub and the 2nd bedroom even has a fireplace. Outside you'll find a fully fenced yard, awesome detached 2 car garage, serene back yard with patio and several other seating areas. This one is a must see!
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Our Executive Mortgage Banker:
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$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,860 | $2,361 |
Total Monthly Payment | $2,182 | $2,156 | $2,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.