4321 Rummell ROAD, Saint Cloud, FL, 34769 | $745,000

Escape to your own slice of paradise with this beautiful home situated on over half an acre directly on East Lake Toho. Located within walking distance to the St. Cloud Marina and the beloved Crabby Bill's, this property is perfect for outdoor enthusiasts and anyone looking to unwind. Enjoy the all St. Cloud Lakefront events from your back yard! Fireworks and Festivals, oh my!

This charming residence boasts 3 spacious bedrooms and 2 elegantly redesigned bathrooms, combining comfort with modern style. The upgraded kitchen features exquisite stone countertops and stainless steel appliances, ideal for culinary adventures and gatherings.

Enjoy seamless indoor-outdoor living with brand new French doors off the family room, office, and primary bedroom, flooding the space with natural light and offering stunning views of the lush surroundings. The expansive family room provides breathtaking lake views, making it an inviting space for entertaining or relaxation. A versatile bonus room can be transformed into a formal dining area or additional living space, tailored to your lifestyle.

Step outside to your private oasis, complete with an semi above-ground pool, stunning wood deck, and charming pergola—perfect for summer gatherings or peaceful afternoons. Plus, a brand-new 15x 28 ft Tuff Shed wired for electric with a loft offers additional storage or a perfect workshop space. A gorgeous stone paver driveway adds a touch of elegance as you arrive home. A fully fenced yard with gated access on all sides.

Imagine sipping your morning coffee on the screened-in back porch, surrounded by tranquil views of the lake. East Lake Toho is renowned for its fishing, skiing, and endless recreational opportunities, all while being just a short drive from local attractions.

Don’t miss this chance to embrace the lake life! Schedule your showing today!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 305
  • Laundry: Laundry Room
  • Year Built: 1958
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,252
  • Acreage: 0.65
  • Lot Size: 100 x 305
  • Est. Taxes: $2,320
  • Lot Desc: Flood Insurance Required, Landscaped, Near Marina
  • View: Trees/Woods, Water
  • Elem. School: Lakeview Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pool: Above Ground, Child Safety Fence, Deck
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
  • MLS#: S5114837
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/S5114837/4321rummellroad_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 2:06:27 PM)
Listing courtesy of LA ROSA REALTY LLC   Phone: 321-939-3748

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4321 Rummell ROAD, Saint Cloud, FL, 34769

$745,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $596,000 $596,000 $596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.508% 7.171% 6.392%
Monthly Tax Payment $193 $193 $193
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,066 $3,961 $5,070
Total Monthly Payment $4,351 $4,246 $5,355

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.