Escape to your own slice of paradise with this beautiful home situated on over half an acre directly on East Lake Toho. Located within walking distance to the St. Cloud Marina and the beloved Crabby Bill's, this property is perfect for outdoor enthusiasts and anyone looking to unwind. Enjoy the all St. Cloud Lakefront events from your back yard! Fireworks and Festivals, oh my!
This charming residence boasts 3 spacious bedrooms and 2 elegantly redesigned bathrooms, combining comfort with modern style. The upgraded kitchen features exquisite stone countertops and stainless steel appliances, ideal for culinary adventures and gatherings.
Enjoy seamless indoor-outdoor living with brand new French doors off the family room, office, and primary bedroom, flooding the space with natural light and offering stunning views of the lush surroundings. The expansive family room provides breathtaking lake views, making it an inviting space for entertaining or relaxation. A versatile bonus room can be transformed into a formal dining area or additional living space, tailored to your lifestyle.
Step outside to your private oasis, complete with an semi above-ground pool, stunning wood deck, and charming pergola—perfect for summer gatherings or peaceful afternoons. Plus, a brand-new 15x 28 ft Tuff Shed wired for electric with a loft offers additional storage or a perfect workshop space. A gorgeous stone paver driveway adds a touch of elegance as you arrive home. A fully fenced yard with gated access on all sides.
Imagine sipping your morning coffee on the screened-in back porch, surrounded by tranquil views of the lake. East Lake Toho is renowned for its fishing, skiing, and endless recreational opportunities, all while being just a short drive from local attractions.
Don’t miss this chance to embrace the lake life! Schedule your showing today!
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$745,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,066 | $3,961 | $5,070 |
Total Monthly Payment | $4,351 | $4,246 | $5,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.