3987 Sagefield DRIVE, Harmony, FL, 34773 | $412,900

Under Construction. Nestled in the heart of St. Cloud, Florida, Harmony Central is a vibrant community that seamlessly blends natural beauty with modern living. Renowned for its picturesque landscapes, serene lakes, and abundant parks, this neighborhood offers residents a tranquil atmosphere while remaining conveniently close to local amenities and attractions, making it perfect for those who appreciate outdoor recreation and a strong sense of community.

As part of our Heritage series, this stunning two-story residence exemplifies elegance and functionality. The main floor features a spacious great room with beautiful windows that flood the area with natural light, creating a warm and inviting atmosphere. The gourmet kitchen is a chef’s dream, showcasing exquisite granite countertops, a 27 cu. ft. stainless steel French door refrigerator, and an island adorned with two stylish pendant lights.

Conveniently located on the first floor, the master suite ensures easy access and ultimate privacy. This luxurious master ensuite serves as a private retreat, complete with an enclosed tile shower and elegant granite countertops. An open iron stairway gracefully leads to a loft area and three secondary bedrooms upstairs, enhancing the home's spacious ambiance.

Step outside to discover your tranquil backyard oasis, where serene views of a picturesque waterfront pond invite relaxation and outdoor activities. The yard is equipped with an irrigation system to keep your greenery lush and vibrant. Additional highlights include Energy STAR windows for enhanced efficiency, hurricane shutters for peace of mind, and a spacious covered lanai perfect for entertaining and enjoying the beautiful Florida weather. This residence truly embodies the perfect blend of comfort, style, and practicality.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2024
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,072
  • Acreage: 0.11
  • Est. Taxes: $698
  • HOA Fee: $750 Annually
  • Lot Desc: Level, Sidewalk
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6254270
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6254270/3987sagefielddrive_harmony_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/6/2024 2:35:27 PM)
Listing courtesy of NEW HOME STAR FLORIDA LLC   Phone: 407-803-4083

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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3987 Sagefield DRIVE, Harmony, FL, 34773

$412,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $330,320 $330,320 $330,320
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.616% 7.171% 6.518%
Monthly Tax Payment $58 $58 $58
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,225 $2,195 $2,832
Total Monthly Payment $2,358 $2,328 $2,965

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.