This lovely home is nestled in the quiet, gated, golf community of Ocala Palms. 2 Important items! The roof is newer (2023) and the HVAC (2024). The home features an open floor plan that is perfect for entertaining guests or just relaxing with family and friends. The quaint kitchen is equipped with a suite of whirlpool appliances, custom cabinetry, a coffee station, and ample space for dining with an open view of the lanai and pool. Beautiful French doors throughout the home add a touch of elegance. Then retire to your cozy primary bedroom with ensuite featuring double vanities, a soaking tub w/separate shower, 2 walk-in closets and French doors to the lanai and pool . The secondary bedrooms are split for privacy: one room doubles as an office with a built-in unit in the closet area and the second bedroom is bright and opens to the pool. Secondary bedrooms are both a nice size. The lovely pool is a salt water pool and the salt cell was replaced in 2024! In addition, there is a 2 1/2 car garage with auto doors & screens for workshop or crafters. The home includes an AT&T home alarm system with cameras and a whole house surge protector with warranty that will remain with the home. HOA covers gated entry, common area maintenance, trash collection, basic cable/internet and amenities include clubhouse, gym, tennis, indoor and outdoor swimming pools. It is conveniently located near shopping, restaurants, cultural arts, WEC, and medical centers. There is an 18 hole golf course with additional membership. Come enjoy an active 55+ Lifestyle, in beautiful Ocala Florida. The horse capital of the World!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $298,320 | $298,320 | $298,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $385 | $385 | $385 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,985 | $1,983 | $2,516 |
Total Monthly Payment | $2,445 | $2,443 | $2,976 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.