Welcome to 205 Church St in charming Wellford, SC! This delightful two-bedroom, one-and-a-half-bathroom home with a blend of modern updates and classic comfort. Situated less than 15 minutes from fine dining, shopping, grocery stores, and the vibrant energy of downtown, this property delivers the perfect balance of convenience and tranquility. Step inside to find a kitchen that’s been beautifully renovated less than three years ago, featuring updated cabinetry, stylish countertops, and a sleek kitchen floor that complements the space. Whether you’re an avid cook or enjoy hosting friends and family, this kitchen is ready to impress. The home's infrastructure boasts significant recent improvements for peace of mind. A new roof was installed less than a year ago, providing durable protection for years to come. The HVAC system, installed less than two years ago, ensures efficient climate control, keeping the interior comfortable throughout all seasons. Additionally, a humidifier was added to the crawlspace less than a year ago to enhance indoor air quality and protect the home from excess moisture. The secondary bathroom is in progress, allowing for customization and the opportunity to put your personal touch on this charming residence. Outside, the landscaping has been thoughtfully updated, creating curb appeal and an inviting atmosphere for outdoor enjoyment. Don’t miss this opportunity to own a home with modern updates, all within a prime location just minutes from the best Wellford and surrounding areas have.
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $846 | $845 | $1,091 |
Total Monthly Payment | $977 | $976 | $1,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.