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63 Cedar Avenue, Poughkeepsie, NY, 12603 | $435,000
A Rare Opportunity to Own a Spacious Home with Acreage in Southside of Poughkeepsie. Welcome to Cedar Avenue, a historically prestigious and sought-after location where convenience to major routes, trains, schools and colleges, parks and recreation, shopping and dining meets the tranquility of a peaceful neighborhood setting. This 4-bedroom, 2-bath split-level home boasts generous square footage set on a serene half-acre, offering room to breathe and play, unlike many homes in the area. Built by the original owner with a solid foundation, this home has seen recent updates including a new roof, boiler and hot water heater. Step inside to a slate floor entry that opens to a warm and inviting living room, complete with a wood-burning brick fireplace and a charming bay window—perfect for cozy gatherings or quiet reading moments. The large, bright kitchen features an open concept design with a breakfast bar and dining area that seamlessly flows to a newer outdoor deck. Overlooking a level backyard, this space is an ideal retreat to enjoy nature, with friendly neighbors and the occasional deer visiting through the privacy trees. Whether you envision lush gardens, a play area or simply a private oasis, the possibilities are endless! The primary bedroom offers a spacious walk-in closet, while the versatile lower-level bedroom is perfect for a home office. All bedrooms are equipped with ample closet space. The generously-sized family room provides endless options for furniture layout and entertainment, opening to an enclosed sun porch that leads to newer multi-tier decking surrounding an above-ground pool. Additional features include a 2-car garage—currently set up with one bay as a workshop but easily convertible—and a huge crawl space for abundant storage. This home, both indoors and out, offers a wonderful opportunity to create lasting memories for years to come. Don’t miss your chance to make it your own! Additional Information: ParkingFeatures: 2 Car Attached,
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Year Built: 1979
- Heating: Natural Gas, Baseboard
- Cooling: Central Air
- Basement: Unfinished
- Approx Sq. Feet: 2,140
- Acreage: 0.47
- Est. Taxes: $11,030
- Elem. School: G W Krieger School
- Middle School: Poughkeepsie Middle School
- High School: Poughkeepsie High School
- School District: Poughkeepsie
- Appliances: Electric Water Heater, Dishwasher, Refrigerator
- MLS#: H6334995
- Days on Market: 23 days
- Website: https://www.raveis.com
/prop/H6334995/63cedaravenue_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
63 Cedar Avenue, Poughkeepsie, NY, 12603
$435,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $919 | $919 | $919 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,345 | $2,313 | $2,935 |
| Total Monthly Payment | $3,339 | $3,307 | $3,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535