1315 Pine Island DRIVE N, Saint Cloud, FL, 34771 | $420,000

YOU OWN THE LAND!! This Beautiful and completely upgraded, 1 Bedroom, 1 Bath mobile home sits on a perfect 60'Lakfrontage lot, with your own Private Boat Dock, on Centre Lake, which is just one of many lakes that make up Alligator Chain of Lakes and in the highly desired Shelter Cove Resort. The foundation (slab) that the home sits on is 13"above the Flood Zone. The slab was designed to allow for an addition to be built on and a 3 TON AC is in the home to accommodate an addition if Buyers desires. Inside the home you will find numerous Clear story windows and sliding glass doors allowing for the spectacular natural lighting, these windows are in the Living area as well as the Bedroom. The laminate flooring runs through out the house giving you a an open and natural feel. In the bathroom, the shower stall is tiled and dual shower heads. The Bedroom has built in shelves, drawers and mirrored closets as well as a tray ceiling. Walk into the kitchen where all the appliances are all Stainless Steal, Quartz counter tops and tiles backsplashes. Sounds amazing doesn't it?! Outside there is a 50' x 60' Summer Kitchen/ Bar with plenty of room for entertaining family and friends. Shelter Cove Park is located close to the Florida Turnpike, 192, shopping centers, restaurants. medical centers and so much more. There are so many perks to this home, the property and this community, that you just have to go see it for yourself. . Don't miss this amazing chance to own your own piece of paradise you cam call "HOME". Call today for your private showing.

Features

  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside, Outside
  • Style: Elevated, Florida
  • Year Built: 2018
  • Garage: Boat, Driveway, Golf Cart Parking
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 521
  • Acreage: 0.07
  • Est. Taxes: $915
  • HOA Fee: $155 Monthly
  • Lot Desc: City Lot, Oversized Lot
  • View: Water
  • Elem. School: Hickory Tree Elem
  • Middle School: Narcoossee Middle
  • High School: Harmony High
  • Pet Policy: Breed Restrictions
  • Appliances: Dryer, Electric Water Heater, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • MLS#: O6253457
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/O6253457/1315pineislanddriven_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 7:47:07 PM)
Listing courtesy of WATSON REALTY CORP   Phone: 407-332-6000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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1315 Pine Island DRIVE N, Saint Cloud, FL, 34771

$420,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $76 $76 $76
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,235 $2,233 $2,881
Total Monthly Payment $2,386 $2,384 $3,032

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.