NO HURRICANE/FLOOD DAMAGE. Deep Water Canal Home. The roof is only 1 year old. Remodeled in 2023. Explore the open concept space featuring 1656 adjusted sq. footage. This beautifully remodeled 3 bedroom 2 bath home offers direct sailboat access to both Charlotte Harbor and the Gulf of Mexico. No fixed bridges. This well-maintained home would make a great AIRBNB. The home features high-end real quartz counter-tops and a nano technology coated farm sink. If you love to cook? You will enjoy this gorgeous kitchen. Check out the extra deep cabinets on both sides of the kitchen with pull-out drawers. This home is located on a deep water canal, with only a 10-minute ride to Charlotte Harbor, a fishing and boating delight. The 13x15 Dock features a 10, 000 LB Boat lift with electricity to the dock. The home has cathedral ceilings and an open floor plan with a split floor plan. The 10x36 expansive Florida room is air-conditioned with great views of the canal and the fish jumping in the morning, this is a great space to have your morning coffee or use for an office or gym. The home was re-plumbed in 2018 and city water is your water source. There is still a well for irrigation. There is a large covered carport. For storage of all your fishing gear is a workshop and another storage shed for your gardening tools. This home comes equipped with security cameras and state of the art security system. This home has a handicap ramp entry as well as steps.
Mature Live Oaks Trees provide shade and beauty. There is a wide variety of fruit trees on the property. Located on a quiet cul-de-sac street. There is NO HOA and you own your land, located in the County, and controlled by the PGI Rules. This location is only minutes from downtown Punta, Fisherman's Village & plenty of restaurants and shopping. The Center Console Boat is also available for purchase.
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Our Executive Mortgage Banker:
Our Insurance Division:
$398,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,400 | $318,400 | $318,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,199 | $2,145 | $2,708 |
Total Monthly Payment | $2,636 | $2,582 | $3,145 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.