Move-In Ready 3 bedroom/2 bath split plan home (plus Bonus Room/Office) conveniently located in South Lakeland in the sought after Christina Oaks neighborhood. Just minutes to Dining, Shopping, and Medical facilities. This split plan home has been tastefully updated and impeccably maintained. The spacious formal living and dining room are warm and welcoming with lots of natural light. The expansive Primary Bedroom has sliding glass doors opening to the screened lanai with a stunning view of the serene back yard. The ensuite bath features solid wood cabinets with granite counter tops and a double vanity, along with a large walk-in closet. The adjoining room is versatile;
currently used as the Home Office. It would also make the perfect Nursery or Private Den. On the other side of the home, you will find two Bedrooms and a full Hallway Bathroom. The eat-in Kitchen comes complete with solid wood cabinetry & elegant quartz counter tops. The open Family Room boasts a warm and cozy wood burning fireplace, vaulted ceilings and glass sliding doors that open to the stunning Lanai. The large Laundry Room is located right off the garage for easy access to bring in the groceries! The screened Lanai is perfect for grilling while enjoying the fully fenced spacious backyard***features and upgrades*** The Home has been completely replumbed, Double Hung, Double pane Thermal windows; Roof (2014); Updated Kitchen; Solid wood Cabinets, Quartz counter tops, updated appliances; Renovated Primary bath with solid wood cabinets & granite countertops; Wood Laminate Floors. The AC is serviced annually. Fully Fenced Backyard. Established neighborhood with a Low HOA.
This truly is a hidden gem! Welcome Home!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $147 | $147 | $147 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,155 | $2,766 |
Total Monthly Payment | $2,404 | $2,377 | $2,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.