Cozy 1-bedroom, 1. 5-bathroom condo is nestled in the well maintained 55+ community of Winston Park Northeast in north St Petersburg. Ideal for snowbirds or those looking to enjoy a vibrant, active lifestyle year round. This first-floor unit features a spacious bedroom with an ensuite bathroom, a guest bathroom, a dining area, ceramic tile flooring throughout, ample closet space, and sliding glass doors leading to an enclosed Florida room/den, overlooking a picturesque courtyard. The HVAC was updated in 2020, and the electric panel has been updated, adding peace of mind for years to come. Plus, there's washer and dryer hook up in the unit. You’ll love the community amenities as the HOA fees provide for a heated swimming pool, shuffleboard courts, WiFi, cable, water, sewer, trash, access to a clubhouse with activities, maintenance of the grounds, maintenance of the building exteriors, and insurance. There’s a grilling area for outdoor gatherings, your own reserved parking spot, and ample visitor parking. With close proximity to downtown St. Pete, you’ll be minutes away from excellent restaurants, museums, nightlife, and cultural gems. Nearby attractions include the Tampa Bay Rays stadium, the scenic Pinellas Trail, and convenient shopping with Whole Foods, Fresh Market, and Publix close by. Don’t miss this fantastic opportunity to join a thriving community in one of Florida’s most sought-after locations. While this condo could use some TLC, it presents a wonderful opportunity to customize to your taste and make it your own. Condo did NOT sustain any hurricane damage. Call today to schedule your private showing!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $64,000 | $64,000 | $64,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $35 | $35 | $35 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $426 | $425 | $540 |
Total Monthly Payment | $536 | $535 | $650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.