Don’t miss this home featuring a spacious kitchen complemented by a separate dining area and an inviting open-concept living room with vaulted ceilings. This thoughtfully designed split bedroom layout includes two bedrooms and two bathrooms, providing privacy and convenience. A generous utility room with a sink offers versatile options for a craft space or home office.
Nestled on a large corner oversized lot (LOTS 10 AND 11), this property is fully fenced, allowing you to enjoy outdoor living at its best. Enjoy a Bar-B-Q on the large wood deck with access via french doors from the dining room that is partially screened out back. You’re just a short walk from Busch Gardens and the picturesque Hillsborough River, perfect for fishing and nature walks.
With low taxes and no HOA or CDD fees, plus no flood insurance required, this home is both affordable and low-maintenance. Recent upgrades include a roof replacement in 2017, a beautifully renovated primary bathroom, and an upgraded electric panel.
The oversized lot features a utility shed with electric service and a double gate and parking pad entrance from Ruth Place at the back of the yard, adding even more functionality to the property. There is currently a pull behind camper on the property that is negotiable to any buyer. Located in a secluded section of Waters Ave, this hidden gem is off the beaten path and must be seen to be fully appreciated.
Conveniently situated near I-275, USF, hospitals, Busch Gardens, and various waterfront parks, this home offers both tranquility and accessibility. Move-in ready, it’s clean, bright, and waiting for you to make it your own!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $387 | $387 | $387 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,675 | $2,125 |
Total Monthly Payment | $2,160 | $2,137 | $2,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.