*SELLER MOTIVATED* Nestled on a picturesque, high and dry lot, this 1958-built, concrete block home embodies vintage charm and comfortable living surrounded by mature landscaping. The 1, 512 square feet of living space welcomes you with the warmth of original hardwood floors that span throughout most of the home, preserving the home's mid-century character. In the heart of the living room, a rustic wood stove adds a cozy ambiance, inviting you to unwind with a good book or gather with friends on chilly evenings. At the back of the home, the spacious kitchen flows seamlessly into a cozy family room and a charming dining area bathed in natural light, perfect for intimate dinners or hosting guests. Just off the kitchen, you will step out to a versatile workshop, offering abundant storage or creative space, with a convenient 2-bay carport adjacent for covered parking. Back inside, two comfortable bedrooms and a thoughtfully designed bathroom strike a balance between timeless appeal and modern function. The expansive lot sits high and dry providing plenty of outdoor potential, perfect for gardening or creating your own outdoor oasis. This cottage is a haven of nostalgia, blending classic style with practical spaces for modern living. Tucked away in the heart of Anastasia Island while benefiting from the location that offers lower property tax rates. This home is a minute drive from the Amphitheater and just minutes away from the beach, shopping and dining. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,920 | $2,845 | $3,641 |
Total Monthly Payment | $3,145 | $3,070 | $3,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.