Placed perfectly on Irvington Ave. in St. John's Park is the sweetest cottage of all! Built in 1915 and restored to modern tastes and comforts, it offers tall architectural tudor windows in the living and dining room, soaring 10' tall ceilings, accent columns, and a bright welcoming foyer. Two bedrooms and one bath with a spacious shower, living room with wood burning fireplace and separate dining room. Galley kitchen leads to the back screened porch were you'll find the front load washer and dryer. Gleaming wood floors, black and white tiles, and a large storage closet round out the interior. Cozy front porch and large fenced back yard with two pavered patios. The 320 sqft studio/workshop is ready for whatever you need it to be. Pavered parking for two cars off street. Within walking distance to dining and shopping, close to NAS Jax, Downtown, and Avondale. Roof 2021, A/C & Water Heater approx. 3 years old.
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Our Executive Mortgage Banker:
Our Insurance Division:
$424,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,600 | $339,600 | $339,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,346 | $2,288 | $2,889 |
Total Monthly Payment | $2,787 | $2,729 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.