120 Bayshore, Terra Ceia, FL, 34250 | $1,600,000

WATERFRONT GEM! This rare property is a true oasis on Terra Ceia Bay, offering 2. 5 acres of serene beauty with over 454 feet of waterfront. Nestled in a quiet neighborhood, this property boasts a 15-foot water depth in the bay center and only one bridge to open waters leading to Egmont Key or Anna Maria Island—perfect for fishing right from your doorstep! The stunning sunsets over Terra Ceia Bay and easy access to the Gulf make it an ideal location for outdoor enthusiasts, boaters, and nature lovers alike. With its Old Florida charm and convenient proximity to larger cities, this gem offers a unique blend of seclusion and accessibility.

The proposed build showcases a stunning 5-bedroom, 5-bathroom pool home, with renderings detailing the permitted 5, 100 heated sq ft (8, 100 total sq ft). The foundation and first floor are already poured. The seller is flexible, offering to clear the property if the build isn’t to your taste. The property is prepared with utilities and a fenced perimeter lined with mature oaks for shade. Enjoy lush landscaping with Zoysia grass, palm trees, and fruit trees, making this slice of Florida an exquisite retreat.

This listing is only for the offering of 2. 39 acres, the parcel has been subdivided and Manatee County is in the process of updating.

Features

  • Amenities: Park
  • Lot Size: irregular
  • Lot Desc: Buildable, Cleared, Flood Plain, Level, Zoned for Horses
  • View: Water
  • Pet Policy: Yes
  • MLS#: A4627680
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/A4627680/120bayshore_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 12:39:31 AM)
Listing courtesy of PREFERRED SHORE   Phone: 941-999-1179

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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120 Bayshore, Terra Ceia, FL, 34250

$1,600,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,280,000 $1,280,000 $1,280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.304% 6.762% 6.725%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,090 $8,196 $11,150
Total Monthly Payment $8,215 $8,321 $11,275

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.