NO FLOOD INSURANCE REQUIRED BY SELLERS CURRENT LENDER! Welcome to your dream home in the tranquil Windridge of Gulf Trace community! This beautifully maintained property offers peace of mind, having experienced NO STORM DAMAGE OR FLOODING from recent events, thanks to its high-impact hurricane windows and elevated location. These durable windows also help keep energy costs down, ensuring comfort year-round.
Upon entering, you’re greeted by a spacious, open floor plan with vaulted ceilings and abundant natural light. The 2024 updated kitchen is a chef’s delight, featuring elegant granite countertops, brand-new soft-close cabinets, and stainless steel appliances. A cozy breakfast nook with bay windows overlooks a serene conservation area, offering a perfect spot for morning coffee.
The master suite is a true retreat, complete with lanai access, a large walk-in closet, and an en suite bathroom with dual sinks, a private shower, and upgraded dark fixtures. Freshly carpeted secondary bedrooms and a versatile den (which can serve as a third bedroom) provide ample space for guests or home office needs. The entire interior boasts fresh paint and newer flooring throughout, adding a modern touch to this meticulously cared-for home.
Step outside to your expansive screened lanai, ideal for entertaining or unwinding in complete privacy with no rear neighbors. The backyard is a nature lover’s dream, offering lush conservation views and a sense of seclusion. Also your own Avocado, Mango, and Banana trees.
Additional highlights include a new roof (2022) with a wind mitigation certificate for lower insurance premiums, an efficient HVAC system, a recently updated water heater, and a water softener. The sprinkler system ensures easy yard maintenance, enhancing the overall appeal of this pristine Arthur Rutenberg property.
Conveniently located just minutes from parks, shopping, dining, and entertainment options, this home combines the best of serene, off-the-beaten-path living with easy access to all amenities. Don’t miss the chance to make this exceptional property your own—schedule a tour today and discover the unmatched comfort, privacy, and potential this home has in store!
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Our Executive Mortgage Banker:
Our Insurance Division:
$387,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $309,600 | $309,600 | $309,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,086 | $2,058 | $2,611 |
Total Monthly Payment | $2,461 | $2,433 | $2,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.