GORGEOUS - Expansive Ranch at the end of a cul de sac in a desirable Chippens Hill neighborhood. This move in ready home is immaculate with gorgeous finishes throughout including crown moulding, gleaming hardwood floors, and a huge primary suite with walk in closet. The home is listed as a two bedroom but has a third space currently being used as an office that has endless potential. The open flow floor plan is great for entertaining or curl up with a good book and relax in the attached sunroom. There's nothing to do but move in! All appliances have been replaced in the last year, city water and sewer, 200 amp service, brand new hot water heater. Attached 2 car garage with a 220 volt outlet and propane heater plus 2 additional outbuildings for storage. Basement has tons of storage space, high ceilings and could easily be finished for additional living space.
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Full Bath | Main |
Living Room | Main |
Primary Bath | Main |
Primary Bedroom | Main |
Sun Room | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,699 |
Total Monthly Payment | $2,825 | $2,823 | $3,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.