Welcome to this beautifully maintained 4-bedroom, 2-bath block home with a sparkling pool, perfectly situated in New Smyrna Beach's desirable Isleboro neighborhood located just blocks from NSB boat ramp. Step inside to an inviting open floor plan with high ceilings and stylish LVP and tile flooring throughout. The smart split layout provides ideal privacy, while the seamlessly converted garage adds valuable extra living space, perfect as a bonus room or an additional bedroom. The large fenced backyard, complete with a brand-new screen enclosure, offers a private retreat for you and a fully fenced back yard for your four-legged friends to enjoy year-round! With storage sheds!
With a new roof installed in 2023, a water heater from 2019, and an AC unit from 2018, this home is clean and ready for move-in. Plus, a termite bond from Pioneer Pest and a never-flooded history ensure peace of mind for years to come. Experience relaxed Florida living in a home that truly has it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$407,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $325,600 | $325,600 | $325,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $116 | $116 | $116 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,166 | $2,164 | $2,792 |
Total Monthly Payment | $2,357 | $2,355 | $2,983 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.