PRICE TO SELL! Welcome Home … your tropical paradise awaits! Imagine your waterfront views of the saltwater canals with this beautiful 2 Bedroom / 1. 5 bath home, with an open-floor plan, and more than 1, 000 sq. ft of living space is true Florida living! A highlight of this home, in the Americana Cove (Mobel) community, is its bright, panoramic views of the coastal waterways and mangroves that can be seen from your living room & kitchen. Breathtaking! The kitchen and family rooms are both open concepts, with vinyl flooring; the spacious living room overlooks the scenic back porch, dock & boat slip. The living room has bay windows & vaulted ceilings for maximum light & spaciousness. Separate from the living space, there is a primary bedroom with a half bath, and a guest bedroom with a full bathroom in the hallway nearby. Home boasts lots of closets and storage. Next to the living room, is an office space, or extra space for entertainment. Attached to the home is a small garage area with ample space for storage. Handi-capped accessible ramp included & a longer driveway. Relax outside on your elevated porch, overlooking the saltwater canal, as boats, manatees & dolphins meander by. This coastal waterway connects directly to Tampa Bay with no bridges. Americana Cove is a 55+ community & is located only (10 mins) to downtown St. Petersburg, (15 mins) to (2) airports and (25 mins) to Gulf coast beaches. The low monthly maintenance fee of $360 includes water/sewer, trash pickup, lawn, seawall and street maintenance, 24 hr. security gate and all amenities including fitness, clubhouse & heated pool. Price includes share for the lot and ownership in the community. Management requires background/credit check with 675+ credit score. (2) Indoor cats welcome! This is an affordable waterfront living at its finest! Close to shopping, restaurants, local entertainment, hospitals, public transportation, airports, Interstate, water access to Tampa Bay & the Gulf of Mexico! Property being sold “AS IS”. The home recently experienced minor exterior damage, from the hurricanes; but mostly easy, cosmetic fixes. This property is a tremendous opportunity for full-time & part-time residents or a terrific investment property. Being sold partially furnished. All measurements are deemed reliable, but not guaranteed. Data should be verified by Buyer & Buyer’s Agent. Contact Manager (Vita Blough) for community information.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.160% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,541 | $1,941 |
Total Monthly Payment | $1,624 | $1,661 | $2,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.